Putting up a business could be tedious because of policy that needs to be accomplished first before you are granted a license to operate your own business and use your business name. This way your business is secured to some legal aspect. And some fact, some stable company and newbie in the business insured their business to possible losses. I know this , for my Aunt has just contacted an agent to ask about a liability insurance quotes . And I understand my Aunt where she is coming from,and even I myself if I will to put up my own business interest, I will do the same.