THE EXTRAVAGANT AND THRIFTY

photo by everythinggirlslove.com

Merriam dictionary defines Thrifty as frugal, given to or marked by economy and good management. And Extravagant as lacking restraint in spending money or using resources , and costing too much. I came consulting Mr Dictionary as I am torn between two definition. 

A heard so much about payroll humor that most of the time makes me laugh and smile. You know the feeling that the joke was meant to you? . I will not go further of my observation within the circle I belong. Where  the hard earn money seemed to slipped away in no time,because we spend more with those wants rather than those necessity. Come a week before the pay-out , everyone seems to become economically conscious. So from fancy restaurant to food cart, its a usual scene in many groups. 

At times, humbling us is effective to come up with good management, being responsible and having a sense of responsibility of taking seriously with our hard earned money. Your views and perspective changes for the better. But I do not wish the humbling part to come my way before I realize that I am already spending poorly today and jeopardize my future. So let God take control of my resources and give me wisdom.

MERRY MONEY

Can you imagine how money smiles these days? they are valuable and loved and kept with care in our pockets , vaults and in bank. We spent money more these days because we buy presents for our loved ones and for ourselves also.Its also tempting to spent on new high tech gadget, dress, shoes and other stuff that gives us boost. 

If we are not going to spent wisely our hard earned money, and let ourselves indulged for good things while we have money in our pockets, then chances are those big malls are going to swept out our money in no time, and when we realized it, I hope it's not yet late for us to account our expenses then shook head when we found out that our budget has exceed our limits. A friendly reminder, let's be wise and be in control, leave the temptation at home, don't bring credit cards when visiting the malls, so you won't go after that red velvet dress that you wish to wear on Christmas.Don't be fool by "ENJOY NOW PAY LATER" . That punch line on some credit card is my motivation not to swipe my card, for me it says "ENJOY NOW THEN SUFFER LATER". Yay!